Business Checking Accounts
Find the Cadence Bank commercial checking account that is just right for your small or mid-sized business, or large corporation.
Overview
Overview
Ignite for Business
A great start-up account for small businesses that process fewer than 200 items per month, Ignite for Business offers cash management tools at a discounted rate and a MarketWise personal checking account for the business owner.
Business Checking Plus
Streamlined for businesses that process fewer than 500 items per month, Business Checking Plus also offers valuable cash management tools at a discounted rate and a MarketWise personal checking account for the business owner.
Business Interest Checking
Sole proprietorships and non-profit organizations earn interest on checking balances while enjoying all the business-friendly features of a Cadence Bank Business Interest checking account.
Order Checks
Order Checks
When you are logged in to Fluent online, you can easily order your checks when you're running low. Just one more way that Fluent makes your banking easy.
Learn more about Fluent
How Total Access Banking can Mitigate Fraud
How Total Access Banking can Mitigate Fraud
Don't let fraud ruin your business. Get Total Access Banking to manage threats and improve cash flow.
Unexpected fees for banking transactions, losses due to business fraud and payment processing delays can be a headache. Cadence Total Access Banking for mid-sized businesses offers a solution for companies that use a Cadence Business Checking Plus account.
Total Access Banking offers a discounted, more predictable monthly service fee for the combined services essential for day-to-day banking efficiency. Transaction fees are added only if you exceed the number of items, wires, ACH, and so on included in this package, or if you use services not included in Cadence Total Access Banking.*
Total Access Banking includes these banking tools:
- Multiple Business Checking Plus Accounts
- Online banking, bill pay and information reporting via our secure, single sign-on Allegro! digital portal
- Popular treasury management services to speed cash flow, improve fraud prevention and make depositing checks more convenient
- Remote deposit capture
- ACH services
- Incoming and outgoing wire transfers
- Positive Pay and ACH Positive Pay
- A high-end personal checking account for you as the business owner
Both fraud risk management and cash flow are crucial to protecting your business' bottom line. Contact a business banker to see how you can reduce risk and increase profit margins with Total Access Banking.
Compare
Compare
Cadence Bank offers customers of all sizes a variety of business checking account options. Whether your company processes a few transactions a week, or hundreds, Cadence business checking accounts can help you manage your cash flow more effectively with full service online business checking accounts or no fee business checking accounts.
| Ignite for Business | Business Checking Plus | Commercial Checking | Business Interest Checking | |
| Key Features | Designed for businesses that process fewer than 200 items per month1; monthly maintenance fee waived if minimum balance requirement met | Designed for businesses that process fewer than 500 items per-month1; monthly maintenance fee waived if minimum balance requirement met | Perfect for businesses that process more than 500 items per month; offers earnings credit on qualifying balances to offset fees – the more you earn, the more you save | Ideal solution for sole proprietorships and non-profit organizations - earn interest on your balance and grow your business |
| Minimum Opening Deposit | $50 | $50 | $50 | $50 |
| Monthly Maintenance Fee | $0 monthly maintenance fee with a $1,500 minimum daily balance; or $10 with a lower balance | $0 monthly maintenance fee with a $3,000 minimum daily balance; or $15 with a lower balance | Earnings credit on qualifying balances can be used to offset monthly maintenance fee | $0 monthly maintenance fee with a $1,500 minimum balance; or $12 with a lower balance |
| Credit2 and Debit Cards | Debit card at no additional charge; credit cards2 available | Debit card at no additional charge; credit cards2 available | Available | Available to sole proprietors |
| 55,000 Surcharge-free ATMs Worldwide | Y | Y | Y | Y |
| Online Banking | No Additional Charge | No Additional Charge | Available3 | No Additional Charge |
| Unlimited Online Bill Pay at No Additional Charge | Y | Y | Y | Y |
| Discounts | Discounts on safe deposit boxes; additional discount opportunities may apply | Discounts on safe deposit boxes; customizable cash management tools and services packages at discounted rates; additional discount opportunities may apply | Contact a Cadence Business Banker to discuss exclusive benefits for Commercial Checking customers | |
| Additional Features | Receive $25 off your first check order or other bookkeeping and deposit solutions; MarketWise4 personal checking account for business owner at no additional charge | Receive $50 off your first check order or other bookkeeping and deposit solutions; MarketWise4 personal checking account for business owner at no additional charge |
1 $0.25 transaction fee per item for all items over specified limit. Item defined as debits, credits and deposited items.
2 Subject to credit approval.
3 Upgraded Online Banking capabilities available for an additional fee.
4 $50 minimum opening deposit
Visit a local Cadence Bank branch to discuss your options and begin your business banking relationship with us.
If you have questions regarding an existing business banking account with Cadence,
Commercial Loans
Secured and unsecured loans, plus expertise, that support your business.
Foreign Exchange
Dependable, adaptable solutions to help manage your foreign exchange risks.