Fresh Insights

Information created to address your business’s top challenges and concerns. To spark transformative thinking and problem solving.

Jul
30
2015
Business growth strategies and financing options
In today’s improving economic environment, many small business owners are looking to grow their companies for the first time since before the Great Recession. Growth is usually a sign of business success, not to mention a way for owners to increase the value of their business and their personal income and net worth. However, it does not come without potential pitfalls. Growth can stretch the resources of a small business to the limit — especially rapid growth. This post details why a business owner should plan their business growth carefully to avoid cash flow problems and, in a worst-case scenario, business bankruptcy.
Jul
28
2015
Managing liquidity and your business' excess cash important to growing small businesses.
If your company is managing cash efficiently, you may find that you have excess cash in your business checking account from time to time after all of your operational expenses have been paid. The question then becomes: How should you manage this excess cash so it is available when you need it and also generating the highest possible return? Liquidity management is important for growing small businesses. The key is to choose the right “parking spot” for your excess cash that provides sufficient liquidity so you can tap into funds when you need them while earning a competitive rate of return at the same time. This post will give you the upper hand on managing liquidity.
Jul
23
2015
How to value your business when selling.
As we discussed in a recent article, the ultimate goal of many closely held business owners is to exit the company by selling to an acquirer at the highest possible price. Owners may then use the proceeds from the sale to fund their retirement or perhaps launch another business. Maximizing the sale price of your business requires years of planning and preparation. “Potential buyers will be looking for certain characteristics in your business that will increase their potential return on investment,” notes Cadence Bank Senior Vice President and Business Banker Andrew Smith. This post details these characteristics that are referred to in the M&A world as business value drivers.
Jul
22
2015
Boosting company cash flow through better cash management
“Cash is king!” the old business axiom goes. And it’s true: Without cash flow, it won’t be long before a company goes out of business. This is true even for profitable companies — because “profits” only exist on paper until cash is actually collected and deposited into the bank account. This post includes 10 useful tips that can help you boost your company’s cash flow.

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