Fresh Insights

Information created to address your business’s top challenges and concerns. To spark transformative thinking and problem solving.

May
27
2015
Use financial ratios to monitor health of your business
Many people today are monitoring the status of their health more closely to help stay in shape and identify possible health problems early. If you’re a small business owner, are you taking similar steps to monitor the health of your business? A good way to do this is to measure and monitor a number of different financial ratios, as these can be useful indicators of how well your company is performing in a number of different financial areas.
May
20
2015
Merchant Services
Customers today expect the businesses where they shop to accept a wide range of payment types. This includes not only cash and checks, but credit and debit cards as well. If your business does not allow customers to pay with plastic, you could be missing out on a tremendous volume of sales. This incorporates online sales, since credit and debit cards are two of the main ways shoppers pay for goods and services purchased online. The fact is, most businesses in the retail, mail and telephone order, and online industries have to accept credit and debit cards if they want to remain competitive.
May
13
2015
Small Business Lending
Banks sometimes get a bad rap when it comes to making business loans. But it’s important to remember that banks are in the business of lending money. Like any good business, your bank needs to take safeguards to reduce risk — specifically, the risk that the money is not repaid in a timely manner. This is why banks have a detailed loan application process in place that businesses must follow if they want to borrow money. While it might seem like “red tape,” this process is designed to protect the bank and make it easier for the bank to help your business.
May
07
2015
Computer attacked by cyber terrorists
Today, the world is facing a devastating new type of terrorism: cybercrime. As a result, businesses face a heightened risk of falling victim to cyber breaches, as high-profile cyber attacks on major corporations have made evident. This post outlines specific cyber crime risks businesses may face, as well as tips on how to combat and deal with different types of cybercrime.

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