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Employee Benefits

We are committed to maintaining an attractive benefits package that gives those with Cadence Bank careers the resources they need to effectively manage their health, promote their well-being and help plan an exciting future.

Employee Benefits

Medical Insurance

Associates have three medical plan options to choose from. A Base Plan with a copay structure as well as a choice between either of two Consumer Driven Health Plans that may be paired with a Health Savings Account. Medical coverage is administered by Blue Cross and Blue Shield of Alabama. Pharmacy benefits, administered by CVS/Caremark, are automatically included for associates electing medical coverage.


Dental Insurance 

Covers services ranging from diagnostic and preventive care to major services including oral surgery, crowns and dentures. Orthodontia is a covered benefit for dependent children.


Vision Insurance

Covers many services including annual routine eye exams and basic prescription lenses to frames and contact lenses.


Life & Disability Insurance 

Cadence Bank is pleased to provide associates with Basic Life and Accidental Death & Dismemberment insurance and Basic Long Term Disability Insurance at no cost to the associate. Voluntary Term Life Insurance is available for purchase through payroll deduction to associates for themselves, legal spouses and/or children. Associates can also choose to purchase Short Term Disability Insurance through payroll deduction.


Flexible Spending Accounts

Flexible Spending Accounts allow associates to set aside pre-tax dollars to pay for eligible health care and dependent care (daycare) expenses. The plan administrator provides a MasterCard to each participating associate that enables access to FSA funds at point of purchase. Associates may also request reimbursements for eligible health care expenses via website.


Health Savings Accounts

Associates participating in one of Cadence’s Consumer Driven Health Plans may elect to contribute to a Health Savings Account to set aside pre-tax dollars to pay for eligible health care expenses. A Visa Card is issued to participating associates enabling access to HSA funds at point of purchase. Participants also have access to an HSA portal to review and manage their account.



Associates (age 21 and older) are eligible to make payroll deferrals on a pre-tax or Roth basis to the Cadence Bank 401(k) Plan beginning the month following their hire month. Associates can defer 1% to 50% of eligible compensation each payroll. The plan also allows catch-up contributions for associates age 50 and older.

Associates are immediately eligible to receive the company’s matching contribution.



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