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Merchant Services

Merchant services solutions cadence bank

Increase your cash flow by offering another payment option at your website or in your locations. Whatever your business model – traditional POS retail, mail or telephone order, service provider, e-commerce or combination – we can customize payment processing products and services to meet your unique requirements.

  • Multiple authorization networks and transaction processing options
  • Automated in-house chargeback/retrieval processing system providing 24-hour turnaround
  • Check processing through Crosscheck.


Contact us today to discuss your payment processing needs

Cadence is keeping in sync with merchant services by working with TransFirst one of the country's leading card payment processors. Our relationship with TransFirst allows us to offer you a uniquely wide selection of secure and dependable Web-based processing.

  • Check verification and guarantee services
  • Electronic check conversion
  • Debit card acceptance
  • Gift and loyalty card programs
  • Wireless, handheld solutions
  • Healthcare insurance eligibility verification
  • PCI (Payment Card Industry) Standards programs


Choose the processing program that’s right for your business

Cadence Bank offers two reliable and tested processing programs:

TransAction Central

An IP-based, multi-terminal, centralized payment processing system

TransAction Central is flexible, easy-to-use and customizable. It enables you to add features as your needs change. You can choose from:

  • Real-time reporting
  • Batch processing
  • Multi-location networking
  • Recurring payments
  • Integrated shopping cart
  • ACH service

Log on to learn more about TransAction Central



A comprehensive Web-based reporting system

Gain 24/7 access to business-critical reports that include:

  • Monthly statements
  • Settled batches
  • All attempted authorizations
  • Retrieval requests and chargebacks

View TransLink demo


Lockbox Services

Lockbox Services

There's a better way to pay: It's time for your business to go paperless with lockbox services

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What Keeps You Up At Night

What Keeps You Up At Night

Real Cadence customers talk about their business challenges

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