Small Business Checking Account Comparisons
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Key Features |
No monthly-fee account designed for businesses that process fewer than 200 items per month* |
Designed for businesses that process fewer than 500 items per-month*; low minimum balance requirement to waive monthly service fee |
Perfect for businesses that process more than 500 items per month; offers earnings credit on qualifying balances to offset fees – the more you earn, the more you save |
Ideal solution for sole proprietorships and non-profit organizations - earn interest on your balance and grow your business
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Minimum Opening Deposit |
$50 |
$50 |
$50 |
$50
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Monthly Service Fee
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$0 monthly service fee |
$0 monthly service fee with a $3,000 minimum balance; or $15 with a lower balance |
Earnings credit on qualifying balances can be used to offset monthly service fees |
$0 monthly service charge with a $1,000 minimum balance; or $12 with a lower balance |
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Credit and Debit Cards |
Debit card at no additional charge; credit cards with no annual fee |
Debit card at no additional charge; credit cards with no annual fee |
Available to sole proprietors |
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Y |
Y |
Available 7 a.m. — 6 p.m. CST |
Y |
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Online Banking** |
Free |
Free |
Available |
Free |
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Free Unlimited Online Bill Pay |
Y |
Y |
Y |
Y |
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Y |
Y |
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Y |
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Discounts |
Business and personal term loans not to exceed 60 months; discounts on safe deposit boxes; additional discount opportunities may apply |
Business and personal term loans not to exceed 60 months; discounts on safe deposit boxes; customizable cash management tools and services packages at discounted rates; additional discount opportunities may apply |
Contact a Cadence Business Banker to discuss exclusive benefits for Commercial Checking customers |
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Additional Features |
Free first order of Value Pack checks or $50 off another check selection; MarketWise personal checking account for business owner |
Free first order of Value Pack checks or $50 off another check selection; MarketWise personal checking account for business owner |
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*$0.25 transaction fee per item for all items over specified limit.
**Upgraded Online Banking capabilities available for an additional fee.
Visit a local Cadence Bank branch to discuss your options and begin your business banking relationship with us.
If you have questions regarding an existing business banking account with Cadence, contact your Business Banker.
