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Small Business Checking Account Comparisons

 

 

Business Essentials Checking

Business Checking Plus

Commercial Checking

Business Interest Checking

              

Key Features

No monthly-fee account designed for businesses that process fewer than 200 items per month*

Designed for businesses that process fewer than 500 items per-month*; low minimum balance requirement to waive monthly service fee

Perfect for businesses that process more than 500 items per month; offers earnings credit on qualifying balances to offset fees – the more you earn, the more you save

Ideal solution for sole proprietorships and non-profit organizations - earn interest on your balance and grow your business

 

Minimum Opening Deposit

$50

$50

$50

$50

 

Monthly Service Fee

 

 

 

$0 monthly service fee

$0 monthly service fee with a $3,000 minimum balance; or $15 with a lower balance

Earnings credit on qualifying balances can be used to offset monthly service fees

$0 monthly service charge with a $1,500 minimum balance; or $12 with a lower balance

Credit and Debit Cards

Debit card at no additional charge; credit cards with no annual fee 

Debit card at no additional charge; credit cards with no annual fee 

Available 

Available to sole proprietors

Free 24/7 Telephone Banking

Y

Y

Available 7 a.m. — 6 p.m. CST

Y

Online Banking**

Free

Free

Available

Free

Free Unlimited Online Bill Pay

Y

Y

Y

Y

Free E-Statements

Y

Y

 

Y

Discounts

Business and personal term loans not to exceed 60 months; discounts on safe deposit boxes; additional discount opportunities may apply

Business and personal term loans not to exceed 60 months; discounts on safe deposit boxes; customizable cash management tools and services packages at discounted rates; additional discount opportunities may apply

Contact a Cadence Business Banker to discuss exclusive benefits for Commercial Checking customers

 

Additional Features

Free first order of Value Pack checks or $50 off another check selection; MarketWise personal checking account for business owner

Free first order of Value Pack checks or $50 off another check selection; MarketWise personal checking account for business owner

 

 

*$0.25 transaction fee per item for all items over specified limit.

**Upgraded Online Banking capabilities available for an additional fee.

 

Visit a local Cadence Bank branch to discuss your options and begin your business banking relationship with us. 

If you have questions regarding an existing business banking account with Cadence, contact your Business Banker.

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