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Personal Savings Account Comparison Chart

 

Personal Savings

Advantage Money Market

Market Investment Savings 

First Step Savings

Key Benefits

Lets you build over time

Premium rates for higher balances and greater access to your funds

Grows your savings faster with rates competitive with short-term CDs and money market funds

For young investors just starting out; Simple, affordable savings

Minimum Opening   Deposit

$50

$50

$50

$10

Monthly Service Fee

 

 

 

No service fees for balances of $250 or more; or $4 with a lower balance

No service fees for balances of $5,000 or more; or $10 with a lower balance

No service fees for balances of $25,000 or more; or $20 with a lower balance

No minimum balance requirements

Tiered Interest Structure

 No

Yes

Yes

 

 No

Minimum Balance to Earn Interest

$100

$1,500

Interest earned on all positive balances

Interest earned on all positive balances

Monthly Business Transactions

2/ $2 fee per additional transaction1

61

 

2/ $2 fee per additional transaction1

2/ $2 fee per additional transaction1

Free Online  Banking

Y

Y

Y

Y

Free E-Statements2 

Y

Y

Y

Y

Free 24/7 Telephone Banking

Y

Y

Y

Y

Free Mobile  Banking3

Y

Y

Y

Y

1Regulations limit the number of withdrawals or transfers from a savings or money market account to six per month by pre-authorized transfer, automatic transfer or telephone transfer

2Account holders enrolled in Cadence Online Banking may opt to receive secure e-statements at up to three email addresses.

 3Mobile Banking is free from Cadence but fees may apply from your mobile service provider.

 

We also offer competitive rate CDs with flexible terms and guaranteed rates of return, along with the security of being FDIC insured.

  

Visit a local Cadence Bank branch to discuss your options and begin your banking relationship with us.

If you have questions regarding an existing banking account with Cadence, contact Cadence Customer Service

TOTALMONEY FOR MOBILE

TOTALMONEY FOR MOBILE

Interact with your money anytime, anywhere. See all your money in a whole new way.

Online Security you can bank on!

Online Security you can bank on!

Effective and easy to use. Trusteer helps protect your online accounts from cybercriminals and fraud.

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