Certificate of Deposit — No risk. Yes rewards.
There aren’t too many absolutes in life, but a Certificate of Deposit (CD) from Cadence Bank is one of them. Your money goes in. Your interest adds up. Guaranteed. It’s a sure thing, and it comes with other benefits, including:
- Minimum opening deposit of $1,000
- No service charge
- Flexible terms from seven days to five years
Ask for our current competitive interest rates. Some CDs offer rates that adjust with the prime rate.
Visit a Cadence Bank location today to sign up for a Certificate of Deposit.
Limits on withdrawals may apply.
If you redeem your CD before it matures, an early withdrawal penalty will apply to the amount withdrawn. These penalties include:
- One year until maturity or less = penalty of 90 days interest
- More than one year to 36 months until maturity = penalty of 180 days interest
- More than 36 months until maturity = penalty of 365 days interest