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Overdraft Protection for Life’s Unexpected Events

Sometimes, life can hit a sour note. Cadence Bank overdraft protection gives you peace of mind for when that happens. Overdraft protection provides assistance when your money falls short and helps you avoid non-sufficient funds returned item fees. This service comes as an add-on to any checking account type you choose. Learn more about overdraft protection options available to you:

Account Overdraft Option

  • Transfer Overdraft moves money from one of your existing checking, savings or money market accounts to another. You will be charged $10 per transfer.

Line of Credit Overdraft Options

  • Regular Overdraft is a line of credit that applies to overdrafts of $1,000 — $2,500 and costs $20 per year. You will be charged $5 per advance, plus interest of 17.99% Annual Percentage Rate. You must qualify for this service.
  • Premier Overdraft Line of Credit is the choice for overdrafts of $2,500 — $10,000 and costs $20 per year. There are no charges per advance; a variable interest rate applies. You must qualify for this service.

Contact a Cadence Bank location near you for current interest rates. Interest rates based on Cadence Prime.


Apply today for the overdraft protection of your choice. 

Add extra services to your checking account at any time:

TurboTax Discount

TurboTax Discount

Cadence Bank is offering a discount on tax preparation by TurboTax.

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