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Personal Checking Accounts* Comparison Chart

 

Free Checking

Value Checking

MarketWise Checking

Cadence 50 Checking

Minimum Opening Deposit

$50

$50

$50

$50

Monthly Maintenance Fee 

No monthly maintenance fee

$8

The monthly maintenance fee of $20 will be waived if the MarketWise account has a monthly average balance of $5,000, or a combined monthly average balance of $25,000 in Cadence consumer checking accounts, savings accounts, money market accounts, certificates of deposit and IRAs

The monthly maintenance fee of $9 will be waived if the Cadence 50 account has a monthly average balance of $750; or a combined monthly average balance of $1,500 in Cadence consumer checking accounts, savings accounts, money market accounts, certificates of deposit and IRAs

Minimum Balance to Earn Interest

 

 

Interest earned on all positive balances

Interest earned on balances of $1,000 or more

Monthly Transactions

Unlimited

Unlimited

Unlimited

 

Unlimited

Non-Cadence ATM Transactions at No Additional Cost

 N

There will be no fee for the first two transactions of a non-Cadence ATM each month, then $2 per use thereafter. Fees charged by the providers of non-Cadence ATMs will not be refunded. See exceptions below for Texas1

There will be no fee for non-Cadence ATM transactions, and fees charged by the providers of non-Cadence ATMs will be refunded

There will be no fee for the first two transactions of a non-Cadence ATM each month, then $2 per use thereafter. Fees charged by the providers of non-Cadence ATMs will not be refunded. See exceptions below for Texas1

Access to 55,000 Surcharge-free ATMs Worldwide

 Y

First Order of Checks2 at No Additional Cost

N

Y

Y

Y

Stock Checks at No Additional Cost2

 

Y

Y

Y

Buzz Points Debit Loyalty Rewards

 Y

 Y

 Y

TotalMoney allows you to see all of your accounts in one place, including those from other banks

 Y

 Y

 Y

 Y

Online Banking at No Additional Cost

Y

Y

Y

Y

Unlimited Online Bill Pay at No Additional Cost

Y

Y

Y

Y

E-Delivery3 at No Additional Cost

Y

Y

Y

Y

Mobile Banking4 with FlashDeposit at No Addtional Cost

Y

Y

Y

Y

Overdraft  Protection

Available

Available

Available

Available

Additional Features

Discounts on gift cards

Small safe deposit box (as available); cashier’s checks (three per month); $10,000 accidental death and dismemberment insurance and $100,000 common carrier insurance; discounts on gift cards 

Discounts on gift cards

Safe deposit box for one year (as available); cashier’s checks (three per month); discounts on gift cards 

Special Discounts

 

Local and national discounts on shopping, travel, car rental, entertainment, vacations, hotels and more

 

Coast-to-Coast vision plan; Rx Advantage prescription drug program; hearing plan

 

Access over 80 banking locations and more than 56,000 ATMS. Our ATM network includes 85+ Cadence Bank ATMs, 1,077 Publix Presto! ATMs across the Southeast (Alabama, Florida, Georgia, South Carolina and Tennessee), and 55,000 Allpoint surcharge-free ATMs worldwide. All accounts include secure 24/7 account access via Online Banking, Mobile Banking and automated Telephone Banking.

 

Visit a local Cadence Bank branch to discuss your options and begin your banking relationship with us.

If you have questions regarding an existing banking account with Cadence, contact Cadence Customer Service.

 

 

1For Texas account holders, there will be no fee for non-Cadence ATM transactions, and fees charged by the providers of non-Cadence ATMs will be refunded.

2Applies to stock checks only; postage and handling fees will apply.

3Account holders enrolled in Cadence Online Banking may opt to receive at no additional charge, secure e-statements at up to three email addresses.

4Mobile Banking is free from Cadence but fees may apply from your mobile service provider.

*Card PatrolSM monitoring for debit and credit cards and access to MyIDMattersSM are included with all Cadence checking accounts; Cadence Value Checking includes all identity protection products for no added fee.

TurboTax Discount

TurboTax Discount

Cadence Bank is offering a discount on tax preparation by TurboTax.

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