Uncomplicated online banking that makes sense.

Learn More
Contact a Specialist Today!

Mobile Banking Security

Cadence Bank eagerly employs every available safeguard to ensure the security of your Mobile Banking sessions. We are constantly updating to try to anticipate threats to banking systems and keep your information safe. Our service includes:

  • Encryption of all data
  • Required PIN login
  • Servers certified by a “Certificate Authority”
  • Enrollment only available for Cadence Online Banking customers

How You Can Keep Your Data Safe

When you bank on the run, you can take steps to protect your password and account information as follows:

  • Don’t write down or share any personal account information, usernames, passwords or PIN numbers with others. Choose security questions and answers that are hard for others to guess.
  • Promptly report incidents of unauthorized account access or use by calling Cadence Customer Service. You must notify us of unauthorized activity within 60 calendar days.
  • Use the keypad lock or phone lock function on your mobile device. These functions password-protect your device so that no one else can use it without your permission.
  • Keep your device in a secure location.
  • Delete old text messages from Cadence Bank and other financial institutions before loaning out, discarding or selling your mobile device.
  • Never send personal information (account numbers, passwords, social security number, etc.) by text message. If a message is intercepted or your phone is stolen, it could be used for identity theft.
  • To ensure the safety of your personal and account information, only download mobile apps from reputable sources. You can download our iPhone® Mobile App from iTunes®.
  • Do not use your social security number as a username or password.
  • Change your usernames and passwords regularly and use combinations of letters and numbers.
  • Do not use your Online Banking password as a password for other online accounts.
  • Always log off from any website after making a purchase with your credit or debit card. If you cannot log off, close your web browser to prevent unauthorized access to your account information.
  • Shop only websites that you know and trust. Look for “secure transaction” symbols like a lock symbol in the lower right-hand corner of your web browser window, or “https://…” in the address bar. The “s” means the web page is encrypted.

To change your Cadence Bank password or PIN, call Cadence Customer Service.


Web access is needed to use Mobile Banking. Mobile Banking is only available to customers enrolled in Cadence Online Banking. All terms applicable to Online Banking apply to Mobile Banking. Must have transfers set up previously in Online Banking to use this function in Mobile Banking.

Standard text messaging and data plan rates may apply. Consult your mobile service provider for details on specific fees and charges that may apply for you.

Currently, the Mobile App is only available for BlackBerry® and Apple’s iPhone®, iPad™ and iPod Touch®.

The iPhone®, iPad™, iPod Touch®, Apple logo and iTunes® are all trademarks of Apple, Inc., registered in the U.S. and other countries.

BlackBerry® and related trademarks, names and logos are the property of Research In Motion Limited and are registered and/or used in the U.S. and countries around the world.

TurboTax Discount

TurboTax Discount

Cadence Bank is offering a discount on tax preparation by TurboTax.

Learn more


Interact with your money anytime, anywhere. See all your money in a whole new way.