International Trade Finance — Navigating Trade Around the World
Cadence Bank stands ready to guide you through the challenges common to importers and exporters. Our international trade finance team has the experience to steer you through political and economic risks, potential buyer or customer insolvency, payment and currency risks, and the availability of financing for manufacturing and sourcing of products and services.
Our wide-ranging network of global correspondent banks and in-house expertise in structuring tailored financing solutions allow you to secure the working capital needed to grow your business.
Financing Solutions for Exporters
Cadence Bank facilitates guaranteed working capital loans with the Export-Import Bank of the United States (Ex-Im Bank) and the U.S. Small Business Administration (SBA). As a lender for Ex-Im Bank and SBA, Cadence underwrites and authorizes loans up to certain amounts independently, expediting the transaction turnaround time.
Ex-Im Bank of U.S. Guaranteed Programs:
- Short-term working capital guarantees for pre-export and post-export financing
- Medium-term loan guarantees (five to seven years) for buyers of U.S.-made capital goods
- Export credit insurance programs (short and medium-term)
U.S. Small Business Administration Export Working Capital Program
As a lender with the SBA, Cadence Bank underwrites guaranteed loans up to certain amounts through the Export Working Capital Program that provides working capital advances on export orders, export receivables or letters of credit.
Contact us to learn how our customized solutions can help your business. If you have an existing business banking relationship with Cadence, contact your Business Banker.