Convenient Business Banking In Step With Your World
At Cadence Bank, we offer business-centric checking, savings and CD options. These flexible, foundational products address your company’s everyday banking needs and provide the liquidity and safety needed so you can pursue your company’s long-term plan.
Business Checking Options
Commercial Checking
This checking option is designed for companies that process more than 500 items per month:
- $50 minimum opening deposit
- Earnings credit on qualifying balances can be used to offset monthly service fees
Business Checking Plus
For businesses that process fewer than 500 items per month, this checking solution provides an economical choice with valuable cash management tools at a discounted rate:
- Customizable package of cash management services
- $50 minimum opening deposit
- No service charge with a $3,000 minimum daily collected balance; $15 monthly service charge with a lower balance
- Business debit card at no additional charge
- Free first order of value pack checks (or $50 off another check selection)
- Free Online Banking with Bill Pay
- MarketWise personal checking account for business owners at no additional charge
- Personal and business credit cards with no annual fee for business owner
- Discounts on business and personal term loans not to exceed 60 months
- Safe deposit boxes at a 25% discounted rate (as available)
Explore our business checking options for companies with lower activity levels.
Business Savings Options
Business Market Investment Savings
This savings option earns market rates competitive to short term CDs and money market funds:
- $50 minimum opening deposit
- No service charge with a $25,000 minimum daily collected balance; or $20 monthly service charge with a lower balance
- Interest earned on all positive balances
- Two transactions a month free before transaction fees begin
Business Investment
This savings option provides the perfect blend of convenience, security and liquidity:
- $50 minimum opening deposit
- Tiered interest rate
- No service charge with a $10,000 minimum daily collected balance; or $20 monthly service charge with a lower balance
- Interest earned on all positive balances
- Six transactions a month free before transaction fees begin
Explore our business savings options for companies maintaining lower monthly balances.
CD Products
To gain the maximum use of your excess funds with a guaranteed rate of return, Cadence Bank offers a variety of business certificates of deposit.
Contact us to determine the right deposit solutions for your business. If you have an existing business banking relationship with Cadence, contact your Business Banker or Treasury Management Specialist.